Need Digi-Finance Facility from Kenya Development Corporation (KDC)
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Loan PurposeFinancing financially viable investments in the digital and creative sector to establish or scale up their operations.
Target MarketTarget clients: SMEs in need of financing to establish or expand investments in IoT and smart technologies, fintech, e-commerce, digital trade platforms, digital infrastructure, film production, music, gaming and e-sports or any other innovative investments in these sectors.
Loan AmountMinimum Kshs 5 million
PricingAttractive rates and fees
TenorBased on project life cycle, up to a maximum of 10 years inclusive of moratorium of up to 24 months.
Key Requirements
  • Legal status: Must be a registered business in Kenya.
  • Project eligibility: Investments with at least 2 years operations or demonstrable prototypes, proof of traction (MVP, users, contracts, accelerator participation, digital transaction history).
  • Financial viability: Profitability, cashflow sustainability and investment returns.
  • Banking & compliance: 12 months bank statements.
  • Evidence of valid contracts or demonstration of clear market demand and scalability.
  • Project risk share: Contribution of at least 33% by project promoters.
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